In times of globalization and travel, payment is becoming more and more problematic. It is mainly because of the existence of many different currencies. Every day, millions of people travel, exchanging foreign currency and paying the spread (the difference between buying and selling prices, which allows parties such as banks and stock exchanges to make money). For example, a transaction may have as much variance as 12% of the total transaction value and it can go through a number of intermediaries where you are required to pay a fee for each step of the way. Even those vendors who try to reduce the number of parties, knowing that they can earn more because of the smaller number of parties, intentionally add more coverage. Besides, there is no currency for people who travel a lot - they have to jump between currencies and exchange them in frequent ways. On,
Intuitively, people start looking for a universal currency. The most common currency today is USD and EUR, but they are not common enough. Many of them became cryptocurrencies like BTC or ETH. Although there are crypto exchanges and markets, they are untrusted or safe. That creates another problem. If a user would buy something in a store that does not accept a given cryptocurrency, you will need to exchange it for another, which nowadays means waiting for the transfer from the foreign exchange market, which can take more than 24 hours, that's too much time in the market Compared to simply go to the store to buy a bottle of milk. Of course, this is only the case if the market supports currencies. There is a lack of good links between FIAT currencies such as USD, EUR or CHF.
The solution
eBit Payment LLC, offers exchange including crypto exchange, without unnecessary third parties. The eBit payment will also provide its own token, and we plan to gradually expand the use of our tokens - through eBit Coins. In general, the targeted effect of having only one party in the middle - eBit payment, ie currency exchange with the smallest possible spread - is 0.99% at max, which in some scenarios is a dozen times less than other solutions.
Internally, each user account is represented in an e-bit crypto-currency, and all transactions are sent in any user-specific currency, including some supported crypto-currencies. To accomplish this, if the user has to pay with a particular supported FIAT currency, their account will go through ebitcoins, which are automatically exchanged on our internal exchange in real time and then sent directly to the transaction target. Everything is made automatic and transparent to users, just like any other payment card. The whole process is instantaneous. The order of operations:
Technological development in finance is currently one of the hottest topics, and no wonder - it creates virtually infinite possibilities. We have developed innovative solutions that can guarantee user comfort. eBit Payment will offer the possibility to make fast and affordable international bank transfers and quick purchases with payment cards that can be managed with Android or IOS phone. This is the scale of services that even in traditional banking could not be found. From now on these capabilities will be available to average users thanks to ICO capital.
eBit Payment is a project that includes the following solutions:
Purse with multiple currencies
Real-time exchange with access to exchange rates
Payment card with multiple currencies
Online payments
Geschäftsapp
Coworking room
Another thing that we want to implement is the mechanism of compensation. When the market fluctuates, we do not want users to be exposed to this risk. Therefore, we will normalize the user's balance according to this scheme:
While eBit Payment uses funds raised, you make profits. We want the best for our users, so we've prepared detailed information on how we want to spend donations:
Development - 30% The expansion of an existing platform includes costs such as hardware, employee salaries (including bonuses, token bonus packages), use of outside support such as pentester and office space.
Additional workforce - 10% The eBit payment business is set to grow rapidly, so we need to hire new people in the following areas: Marketing, Finance and Legal Finance, Human Resources, Administration and Customer Service.
Marketing - 10% In order for a platform to function well and be recognized by a wider audience, it must be available to users. Therefore, we are ready to spend 10% of the costs of a comprehensive marketing. With more users comes more feedback and our ability to adjust and solve problems faster for our users. It is imperative that we create a big company with our platform.
Market and Network Competence - 35% The financial market is not the easiest sector to work on. We will need resources to initiate collaboration with other companies in the industry to make transactions as quickly as possible. In addition, new opportunities open up for even easier financial interactions within the platform.
Licensing, Integration, and Partnership: 15% As eBit Payment LLC, we must invest in software licenses that incur additional costs associated with issuing cards and also bear the cost of patching the gap between crypto-currency and traditional currencies.
The sale of tokens will cover 21 days. It starts on 24th November 2017 at 00:00. Delaware time, and will last until October 15, 2017, or until it reaches the target amount - $ 21,600,000.00. The number and time of the token sale is limited, which means that after a certain period of time or after the inventory is exhausted, the tokens will no longer be sold. After this period, it will only be possible to buy eBitcoins in crypto currency markets.
The eBit payment team is already engaged in the exchange of currencies on the Internet at the time of reading this document. Our IT technicians have worked for Liberty GLOBAL and the Bank of Austria in the past. They also gained experience working with crypto currency mine BIT.NXT INTERNATIONAL LLC. eBit Payment System was created to make the transaction between the crypto-currency market and a bank cheaper than 0.99% for our users.
Our experience with financial markets and the numerous debates with people who run cryptocurrency companies have made us believe that it is necessary to create an integrated system that would greatly facilitate all processes associated with payments. One system, one application, many options, FIAT currencies, cryptocurrencies, all in one place. Our project, eBit Payment, is approved by several qualified professionals around the world. The eBit Payment team consists of crypto enthusiasts who use cryptocurrencies on a daily basis, all IT professionals with good financial market knowledge.
WEBSITE: http://ebit-payment-ico.com/
WHITEPAPER: http://ebit-payment-ico.com//whitepaper.pdf
Eth: 0xf1Aee635fb241e9668bE8d32Dd1AffA39Fc4a744
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