Datarius — Social P2P Cryptobank

Bank Crypto-Currency

The Datarius project is a new social-type crypto-bank with transparent conditions.
In the crypto-processing industry, Datarius will be the first financial institution to offer its customers a full range of financial services provided through a decentralized system.
A crypto-currency ecosystem is a set of digital currencies, the creation and control of which is based on cryptographic methods.
As a rule, the accounting of the Crypto-currency is decentralized. This economic unstable country: money is not depreciated and purchasing power is not lost.
The main advantage of a decentralized system is that there is no need to attract human resources when processing a transaction.
This can be guaranteed if you can not access them.
As explained by the author of the portal TechNative, "crypto-currency funds are usually stored in intermediate possession, as well as when the terms of the contract and the agreed completion, the funds are automatically delivered to the seller. Everyone is happy simply and efficiently "

The main task

Datarius provides for free and equal access to the maximum number of financial products to people from all over the world.

FinTech - the financial technology market for the last two years, the volume of investments in Fintech.
Fintech technologies are based on analytical systems that will change the principles of the banking and insurance sectors in the future.
Artificial intelligence and advanced analytics, combined with the proliferation of smartphones and the millennial generation of prejudices against the basic banking system, give these industries the opportunity to grow.
Fintech services have changed the process of issuing insurance and business insurance policies. Based on research conducted by Delloite experts, 31% of the companies surveyed are implementing artificial intelligence technology, and 34% are already using it in some areas.
In the future, these changes will affect the banking technologies (analytics, data management, CRM, security), payments (mobile POS purse, P2P money transfer, payment solutions), cyber currencies (blocky, bitcoin, electronic wallets, crypto currency exchange) finance (credit crediting of P2P, credit lines, crowdfunding).
The technical capabilities of Fintech services, based on combating money laundering and knowledge of your business, can effectively solve the problem of financial crime.
Fintech's services will accelerate and facilitate the investigation, making them less expensive. Banking funds to reduce the cost of more efficient fields, in order to reduce duties in the most vulnerable sectors of the banking sector and the release of Fintech, get another competitive priority over traditional financial firms.

The advantages of the project:

Adapted services to customer needs
Peer-to-peer ecosystem, where transaction participants are private users, not banking institutions.
The project is designed to overcome current problems associated with the use of crypto-conversions in the non-digital world.
Unique methods of verification in partnership with already existing block projects in this segment.
A completely new approach to credit scoring based on new unique algorithms, taking into account existing data from partner companies.

How it works?

The primary mission of Datarius cryptobank is the creation of a system that will use the full potential of decentralized financial technology within the framework of the crypto-cash payment system and real life.
Another important part of the Datarius mission is access to a global information tool.
In a relatively short time, customers of the crypto bank will receive services that will eventually satisfy their needs, because the transactions will be conducted automatically and the services will be configured.
Any transactions will be very profitable. The Datarius team strives to create an ideal financial institution that will take all the advantages and means of financing, opacity, unpredictability, lobbyism and administrative time.

Assume that the functions of social responsibility, Datarius cryptobank decided to transfer 0,005% of fees collected from all transactions using the DTRC token, charitable organizations.
The list of organizations involved in the implementation of social responsibility is formed directly by the owners of the tokens.
The number of DTRC tokens issued is limited and will amount to 200,000,000 DTRC at the time of issue. The ITO campaign tokens not distributed at all stages will be burned.
Determining the level of the number of DTRC tokens circulating within the Datarius system, as well as the formation of the initial level of the system development, is completely dependent on each participant of the project.
For the entire period of the ITO Datarius campaign, the value of the token is fixed at the equivalent of $ 1 (one US dollar).
Distribution of Tokens
ITO (Initial assignment of tokens - primary location of tokens)
Distribution of DTRC tokens following Datarius's basic principles of sociality and system formation, its participants developed the following concept:
73% (tokens 146M DTRC) will be available to all interested supporters throughout the entire ITO, as December 9, 2017.
The corresponding ITO.27% time (54M DTRC tokens) will be issued and distributed to service wallets at the time of the sales launch.
After completion of ITO, these tokens will be distributed among the recipients according to the percentage of participation, within the distribution: 2% (4M DTRC) will be distributed among the participants of the Bounty Campaign in accordance with the confirmed participation statistics, 5% (10 M DTRC) Media, government and commercial organizations providing exclusive support to iCrypto SA, including during the entire ICO campaign; 8% (16M DTRC) will be distributed between the project team and developers to advance the company's development and production. 12% (24M DTRC) will represent the Corporate Stabilization Fund, which will be the future of the users of the crypto bank.
Upon completion of ITO, all non-distributed Service tokens will be sent to the Corporate Fund.

Road map

Main projects of the project:

Datarius is a decentralized partially closed system that sometimes excludes the participation of banks, which allows users to make a profit.
The system allows users to make decisions for decision making, which minimizes transaction processing costs.
The customer selects the service in accordance with his own requirements and pays the price without service charge.
Being at the forefront of the digital economy, Datarius is setting the most appropriate and updated set of tools and participation in shaping the trends.
To this end, it was decided to form Datarius as an independent crypto bank, attracting people who are interested in the development of the project - bankers - as active participants.
The model fully corresponds to the concept of Datarius cryptobank: freedom, sociality, globality, transparency, independence, high technologies and is the basis for successful implementation.

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